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Americans Don’t Trust Anyone With Their Data Anymore — Including You

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Published
Oct 5, 2026
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Here's the number that should worry every U.S. business collecting customer data, and it isn't a lawsuit or a fine. 

78% of American consumers say they'd stop using a business entirely if it mishandled their data. It’s one of the highest rates of any market surveyed. 

Critically, they're not waiting for a breach or other issue to act on it. 88% already took some form of data protection action in the past six months, without needing a scandal to prompt it.

You earn your customers’ trust — and keep earning it — or they’re gone

In Europe, the GDPR gives consumers one law to point to, even when their understanding of it is imperfect. In the U.S., there is no equivalent. More than 20 states now have their own comprehensive privacy laws, each with different rights, different thresholds, and different rules.

There are also relevant federal laws for everything from finance to child protection, but no single federal privacy standard everyone can look to.

A consumer in Texas and a consumer in Colorado aren't protected the same way, and most don't know which rules apply to them at all. 

When the baseline itself is that fragmented, someone else gets to set the standard in practice, and right now, that's whichever brand shows up with clear answers about what it does with customer data.

But most businesses aren't showing up. (Frankly, many business owners are as confused as their customers.)

The consumers most willing to walk are the ones you're currently selling to

What the data shows about American consumers right now:

78% would stop using a service entirely

if their data were misused, which is above the global average, and among the highest of any market surveyed

75% find AI-driven personalization intrusive

tied with the UK for the single highest figure in the study

88% took some kind of data protection action

in the past six months: adjusting settings, declining tracking, contacting a company directly

74% are cautious about sharing data with U.S. companies

American consumers are more wary of their own country's businesses than most other markets are of theirs

The picture is unambiguous: U.S. consumers are not satisfied, and they’re not passive. They're primed to act and have already started doing so. The businesses they're acting against don't need to be the ones in the headlines. They just need to be the next ones caught flat-footed.

The part every brand gets wrong: assuming silence means safety

The instinct is to assume that without a lawsuit, a breach, or a headline, you're in the clear. The data says otherwise. 65% of U.S. consumers are already uncomfortable with their data being used to train AI systems. 

This is a discomfort that barely moved from 2025, meaning this is a solidified position, not a passing reaction to one bad story. 

Nearly half (41%) still say they don't understand how their data is collected and used in the first place, which means the discomfort isn't going to resolve itself through familiarity. It resolves through brands actually explaining themselves. (Or it doesn’t resolve at all, while trust erodes and risks to your customer base expand.)

«Every point of trust a brand earns [in the US], it earns on its own terms.»

"We haven't had a breach, so we're fine" — That's not what the data says

A breach isn't the trigger anymore. The trigger is ambiguity — a privacy policy nobody reads, an AI feature nobody explained, a data practice a customer only discovers by accident. 

88% of U.S. consumers already took some form of protective action in the last six months without needing a scandal to prompt it. The absence of a crisis is not the same thing as the presence of trust.

The number that should change how you're pricing this

The part that turns a trust problem into a revenue conversation is that half of U.S. consumers say they'll pay more for a brand that's transparent about how it uses their data and AI. 

Not tolerate. Not stay neutral. Pay a premium. The gap left by a fragmented regulatory picture is  margin sitting on the table for whoever closes it first.

And the gap isn't closing on its own. Two years running, roughly the same share of consumers — 46% globally, 41% in the U.S. — say they still don't understand how their data is collected and used. Two years of privacy headlines haven't moved that number. Familiarity isn't going to close this gap. Only a brand actually explaining itself clearly will.

Frequently asked questions

There has been federal privacy legislation proposed several times, but to date none has passed, and there is disagreement about what should be included, e.g., private right of action, compliance thresholds, etc.
Instead, in the meantime, over 20 states have passed their own, each with different consumer rights, thresholds, and enforcement mechanisms, and more are added most years. Businesses operating nationally have to track a patchwork of state requirements rather than a single standard, and most consumers have no clear sense of which rules apply to them.

Yes. 74% of U.S. consumers say they're cautious about sharing data with U.S. companies specifically — one of the highest wariness rates in the study. Trust with any individual business has to be earned directly. It isn't inherited from a category, a certification, or a competitor's good behavior, and it can be lost far more easily than it's built.

Half of U.S. consumers surveyed said they'd pay a premium for a brand that is transparent about how it uses AI with their data, roughly in line with the global average.

Usercentrics commissioned Sapio Research to survey 11,000 consumers across seven markets — the U.S., UK, Germany, Netherlands, Sweden, Spain, and Italy — for the 2026 State of Digital Trust report.